Benefits of an investment account via LYNX
With an investment account powered by LYNX, you gain flexible and secure access to global financial markets—tailored to the needs of active investors. Trade worldwide with competitive fees and maintain insight into your portfolio at all times.
Enjoy the full functionality of a professional trading platform, web-based trader, and mobile apps—anytime, anywhere.
At a glance:
- Designed for active investors
- Real-time insight into portfolio and performance
- Access to a wide range of financial instruments
- Global trading opportunities at competitive rates
- Support for short selling (including overnight positions)
- Dedicated professional service team
Investment account – what you need to know
An investment account—also known as a trading account—is used to buy, sell and hold financial instruments such as stocks, options, futures, and ETFs. It’s the foundation for participating in the stock markets. Accounts may be registered in the name of individuals, joint holders, or legal entities such as companies and partnerships.
Today, most securities are traded electronically rather than in paper form. Through an online trading platform, investors can manage their investment accounts securely with a broker or bank.
What are the differences between investment accounts?
Investment accounts vary significantly in terms of cost structures and available services. Key differences include:
- Transaction and account management fees: These vary per provider and may include fixed fees, variable charges, or additional costs for services such as account statements or dividend processing.
- Tradable products: Not all brokers offer the same product range. Some accounts may support only stocks, CFDs or Forex, while others include access to ETFs, options, futures, and other derivatives.
- Platform features and customer support: Consider factors such as the reliability of the trading platform, availability of real-time data, and accessibility of professional support
A careful comparison of providers based on these aspects can help determine which investment account structure aligns best with your goals and usage needs.
What types of trading accounts are there?
- Individual investment account
An individual investment account is registered to one natural person, who is the sole authorized user and bears full fiscal responsibility. The account holder may designate one or more proxies who are permitted to trade securities on their behalf and at their risk.
Despite proxy access, the securities within the account remain the exclusive property of the registered account holder.
- Corporate investment account
Legal entities—including sole proprietorships, partnerships, and limited companies—can open a corporate investment account to participate in financial markets. This type of account allows for a wide range of trading activities, including:
- Speculation in various financial instruments
- Medium- to long-term investments
- Hedging of currency risks and commodity price fluctuations
Corporate accounts are tailored to the specific needs of businesses and organizations.
- Joint investment account
A joint investment account is shared by two registered account holders who wish to trade and invest collectively. It is commonly used by married couples, partners, or individuals with a mutual financial interest.
If more than two persons wish to participate in trading activities under one account, an alternative is to open an individual account and grant proxy access. In such arrangements, only the registered account holder legally owns the securities, while authorized persons may execute trades on their behalf.
- Cash or margin account
When opening an individual, joint, or corporate account, you can choose between a cash or margin account.
A cash account is generally sufficient for trading in traditional assets such as stocks. If you intend to trade in derivatives like options or futures, a margin account is required, as these instruments involve the use of margin collateral.
LYNX offers flexibility by allowing account conversion at any time. Provided you meet the relevant experience and knowledge requirements, you may switch from a cash to a margin account—or vice versa. A margin account enables you to trade using leverage, but does not obligate you to do so.